Nor does it cover root-canals. It does cover fillings completely, as long as they're only on one side of the tooth, after that it only covers a percentage. This means that if you have a little cavity that's mostly on the top of the tooth with just a teeny bit on the side, you're going to have some out of the pocket expenses. I know this to be true since I had one.
In my plan, crowns are covered at the top level, or 'best plan.' Of course, you are limited to one crown. Also, at that level, you are required to pay a hefty deductible, just like in real insurance. Add the deductible ($1000) to the total of my yearly payments ($820) and subtract that from the total cost of the crown and Met Life's expense is between $50 and $100 dollars. Now I know there are some who will argue something is better then nothing. Horseshit. According to my dentist I have 5 teeth that will need crowns, sooner or later. Of course I didn't buy insurance, I bought a plan that is minutely specific on what is and what isn't covered. My plan does cover extractions, which indicates to me Met Life would rather the tooth be pulled then fixed. Now isn't that a sorry thing?