There I was berating both my insurance company and The Arlington Group, and then last evening I received the actual denial in the mail. This morning I called OIP (Orthopedic Institute of Pennsylvania) and made an appointment to get a second opinion. Why? Because the denial was very specific about one thing - the spinal fusion. They pretty much rebutted every point my orthopedist had used to justify the surgery in the first place. So I did what I should have done 33 days ago, decided to get a 2nd opinion. I also called the Arlington Group and told them I was going to need copies of my MRI as well as my X-rays. I have not heard back from them.

Things have changed in the past 33 days. Back then I was falling down a lot - I don't fall any more. Back the only way I could go up or down a staircase was on my butt - today I, as long as there are banisters, I can walk up and down. Back then, the only way I could drive a car was by pulling up on my pants leg to move my foot from the gas pedal to the brake pedal. Today I have absolutely no problem driving. I drove over to see my 81 year old mother on Mother's Day. Thursday evening I'm going to see the Avengers. So do I really need to have extensive back surgery, where they fuse the L2, L3, L4 and L5 vertebrae together? I suspect this 2nd opinion is going to say 'not necessary.'
So, did the insurance company do right? Probably. Did the Arlington Group do me wrong? Nah, I don't think so, not really. They were most likely trying to sell me a fully loaded Cadillac when what I really needed Chevy Malibu.